Ask any money question. Get an answer built on your real numbers.
CFAI is a personal Chief Financial AI for you and your household. Ask “Can I afford this?” and get a clear answer — yes, a stretch, or not yet — with the math shown, using only the numbers you enter. Never a guess.
Free to start · No bank connection required · You make every final decision
The Try the demo tour runs on synthetic sample numbers — no account and no real financial data.
“Can I afford a $52,000 truck?”
✅ Yes — and here’s why- 1Can I? It fits your cash and monthly budget.
- 2Should I? A recommendation to weigh — you decide.
- 3Why? The full math, shown in the open.
Illustration of the CFAI answer format. Real answers are computed only from the numbers you enter.
in 9 days
Sample layout — your dashboard shows only your own figures.
Why CFAI is different
Every answer shows its work
Most money tools give you a number and hope you trust it. CFAI is built on three rules it never breaks.
See the three rules
Only your numbers
Answers use the accounts, income, and bills you enter — nothing is guessed, assumed silently, or made up.
Always shows the math
Every verdict comes with the calculation, the assumptions, and a plain-language confidence level you can check.
You make the final call
CFAI gives analysis and recommendations to weigh. It is not financial advice, and every final decision stays yours.
The CFAI method
Every answer climbs the Decision Pyramid
One question becomes five honest layers — so you see the whole picture, not just a yes or no.
Each layer builds on the one beneath it, from “Can I?” at the foundation up to “What happens if…?”
What CFAI does
One simple screen for your money
Every feature below is live today — grounded in your own numbers.
Ask CFAI
Type a real money question — “Can I afford a $52,000 truck?”, “Should I refinance?”, “When can I retire?” — and get a clear, worked-out answer.
The Decision Pyramid
Each answer is broken into five honest layers: Can I? · Should I? · Why? · What else? · What happens if…? So you see the whole picture, not just a yes or no.
Voice CFO
Tap the mic, ask out loud, and hear the answer back. Same engine as Ask CFAI, hands-free. Your voice is transcribed and immediately discarded — never stored.
Financial Health Score
A 0–100 score of where your household stands, built only from the numbers you enter — with a breakdown of exactly how it’s made.
Opportunities
CFAI finds real dollar savings hiding in your own accounts — extra debt payments, refinancing, idle cash — each with the math shown. If it can’t be computed honestly, it isn’t there.
Safe To Spend & Life Events
See what’s truly safe to spend today — cash minus the bills due before your next paycheck — and what money moment is coming up next.
How it works
Set up in minutes, no bank login needed
Add your money info
Enter your accounts, income, and bills yourself. You stay in control of what CFAI sees — no bank connection required.
Ask a real question
“Can we afford a $7,500 vacation?” “How much am I wasting?” Ask in your own words, by text or voice.
See the answer — and decide
Get a clear verdict with the full math, assumptions, and confidence. Then you make the call. It’s your money.
Your money data stays yours
See the four protections
Private by design
Your data is protected in transit, passwords are hashed, and access is scoped per user. We do not sell your personal financial information.
Optional two-factor
Turn on two-factor authentication for a second layer of protection on your account whenever you want.
Voice is never stored
When you use Voice CFO, your audio is transcribed to text and then immediately discarded. We keep no voice recordings.
Not financial advice
CFAI provides analysis, projections, and recommendations — it is not a fiduciary and does not give financial, legal, or tax advice. You make all final decisions.
Plans & pricing
Try it free — then choose the plan that fits
Explore risk-free with the Guest Demo, keep a free account for the essentials, and upgrade when you want the full CFO. Every plan shows the math and keeps every decision yours.
Explore CFAI with synthetic financial data — see the Decision Pyramid and how every answer is explained. No account, no connected accounts, and no sensitive financial data.
Forever — no card required
- Manual budgeting & account entry
- Basic financial-health score
- Limited AI questions + basic educational guidance
- Preview of the Decision Pyramid
- One user
Everything in Free, plus:
- Full AI financial analysis
- Proactive alerts & advanced budgeting
- Decision explanations & personalized action plans
- Connected accounts — coming soon (when approved & operational)
- Voice CFO — coming soon
Everything in Pro, plus:
- Household & family collaboration
- Proactive financial intelligence
- Complete household CFO experience & priority features
- Advanced simulations & scenario comparisons — coming soon
Planned at launch: a 30-day Pro trial — no credit card. Pro and Elite aren’t live yet — anything marked “coming soon” ships only after it’s tested. Start free now and you’ll be first to upgrade.
Founding beta — the first 25 users get 60 days of Pro free (no payment info), with a disclosed expiration and the planned $9.99 price. Invite-only; no auto-charge.
Questions
Good to know
Is CFAI financial advice?
No. CFAI provides financial analysis, projections, education, and recommendations to help you think through a decision. It is not financial, investment, legal, tax, or accounting advice, and CFAI does not act as a fiduciary. You make all final financial decisions.
Where do the answers come from?
Only the numbers you enter — your accounts, income, and bills. CFAI never guesses your finances. Every answer shows the math it used, the assumptions it made, and how confident it is, so you can check it yourself.
Do I have to connect my bank?
No. You enter your accounts, income, and bills yourself, so you stay in control of exactly what CFAI sees. There is no bank login required to get started.
Can I try it without an account?
Yes. The demo runs on a sample person’s numbers so you can see how CFAI answers a real question before signing up. Nothing in the demo is saved.
Is my data private?
Your data is protected in transit, your password is hashed, and access is scoped to your account — with optional two-factor authentication. Voice audio is transcribed and immediately discarded, and we do not sell your personal financial information.
Meet your personal Chief Financial AI
Ask your first money question today — free, with the math shown, and every decision still yours.